(515) 444-4000Insurance companies aren't allowed to just say "No" to appeals—every denied claim should have a reason. If the claimant feels the reason is unjustified, they have the right to appeal. Partial denials are also grounds for appeal. This applies to almost all types of insurance claims in Iowa, including medical claims, worker's comp claims, home insurance claims, and personal injury…
Uber and Lyft are the most popular ride-hailing companies in the US. Although the companies have taken major steps to improve the platform's safety, accidents continue to occur–some of which have resulted in serious injuries and fatalities. In 2018, Elaine Herzberg was hit by a self-driving Volvo-Sport utility vehicle despite the presence of a safety driver as she cycled across…
A California woman received more than $8 million in damages after taking her car accident claim to trial. She was T-boned by another vehicle and suffered a traumatic brain injury that led to ongoing medical expenses. The majority of the award was designated for these medical expenses, but it included pain and suffering compensation as well. This type of large…
Car accidents are a nuisance for anyone involved. Whether a victim has suffered a minor or major injury, they need to seek medical attention, their schedule is thrown off, and the additional inconvenience of having to take time to have a vehicle repaired all add to the irritation. Unfortunately, many people who are involved in a car accident may also…
For almost any accident or disability claim, relief often hinges on the claim's approval. It should come as no surprise that insurance companies are, to a large degree, in the business of denying claims when legally defensible. Otherwise, their next natural motive is usually to press their policyholder's victims into a drastically reduced settlement. It's exactly the last thing one…
A Forbes Advisor survey revealed most drivers have a very poor understanding of their car insurance coverage. This includes both believing they have a type of coverage that doesn't really exist and a lack of understanding of the different types of coverage available. For example, nearly half of surveyed drivers said they had extended crash protection, which isn't a standard…
Motorcycle crashes can lead to serious injuries and major medical expenses. As one example, a California motorcyclist was nearly killed in a dramatic crash in which a stolen car collided with a pickup truck and caused the truck to flip and land on top of his motorcycle. After beating the odds to survive his injuries, he was left reliant on…
In the immediate aftermath of a motorcycle accident, there are several things going on which can cause a great deal of confusion. Initially, an accident victim must make sure they are physically well before they deal with many of the other issues which will occur. Insurance companies understand the number of issues a motorcycle accident victim is facing, and with…
If your child is injured on a playground, you may wonder who's responsible. The answer depends on whether a defective piece of equipment caused the injury or if it occurred due to a lack of supervision. The following article will discuss different ways your child can be injured on a playground, which may be held liable in each case, and…
Current Iowa residents, or individuals planning on moving to the Hawkeye state ought to understand the unique car insurance laws. lowa require drivers to carry car insurance when driving—to protect their legal and financial responsibility in the event of an accident. Driving without car insurance puts the driver at risk of fines and license suspension. Car Insurance Coverage Types in…
© 2023 Mueller Schmidt Mulholland & Cooling
Marketing by 