(515) 444-4000In Iowa, most personal injury victims have just two years to file a claim. Miss this strict statute of limitations and your right to compensation could be lost forever. Injury Type Time Limit Details General Personal Injury 2 years Starts on the date of injury Property Damage 5 years Longer duration than bodily harm claims Wrongful Death 2 years Starts…
Car accidents are a nuisance for anyone involved. Whether a victim has suffered a minor or major injury, they need to seek medical attention, their schedule is thrown off, and the additional inconvenience of having to take time to have a vehicle repaired all add to the irritation. Unfortunately, many people who are involved in a car accident may also…
For almost any accident or disability claim, relief often hinges on the claim's approval. It should come as no surprise that insurance companies are, to a large degree, in the business of denying claims when legally defensible. Otherwise, their next natural motive is usually to press their policyholder's victims into a drastically reduced settlement. It's exactly the last thing one…
A Forbes Advisor survey revealed most drivers have a very poor understanding of their car insurance coverage. This includes both believing they have a type of coverage that doesn't really exist and a lack of understanding of the different types of coverage available. For example, nearly half of surveyed drivers said they had extended crash protection, which isn't a standard…
Motorcycle crashes can lead to serious injuries and major medical expenses. As one example, a California motorcyclist was nearly killed in a dramatic crash in which a stolen car collided with a pickup truck and caused the truck to flip and land on top of his motorcycle. After beating the odds to survive his injuries, he was left reliant on…
In the immediate aftermath of a motorcycle accident, there are several things going on which can cause a great deal of confusion. Initially, an accident victim must make sure they are physically well before they deal with many of the other issues which will occur. Insurance companies understand the number of issues a motorcycle accident victim is facing, and with…
If your child is injured on a playground, you may wonder who's responsible. The answer depends on whether a defective piece of equipment caused the injury or if it occurred due to a lack of supervision. The following article will discuss different ways your child can be injured on a playground, which may be held liable in each case, and…
Wondering whether Iowa requires car insurance and how to pick the right coverage? This comprehensive guide examines the state's minimums, policy options like collision and comprehensive, penalties for uninsured drivers, and top tips for choosing a provider. Comparison of Major Car Insurance Types Type What's Covered When It Applies Liability Injuries or damage you cause to others Required in Iowa…
In Iowa, more than 3500 people have died in vehicle crashes over the past ten years, and the number of traffic fatalities has been increasing since 2018. It is estimated that the total annual cost of car accident fatalities in Iowa is $3.5 billion. State authorities have identified five major causes of car accidents: aggressive driving, driving under the influence…
After an accident in Iowa, do you know key filing deadlines and how to protect your rights to compensation? Get clarity on critical claim details including the statute of limitations, required evidence, exceptions, and the free consultation an attorney provides. Comparison of Key Accident Claim Filing Details Statute of Limitations Exceptions Evidence to Support Claim Time Limit 2 years from…